October 9, 2011

30 Year Fixed Rates under 4.00%!

The rates have bumped up a bit from historic lows with recent economic reports. However, 30 Year Fixed Rates are still available under 4% for conforming loans of $417,000 or less.  15 Year Fixed Rates are close to 3%!  Now is the time to take advantage of low low refinance rates or maximizing your buying power on a real estate purchase.

No Cost "lender credit" loans are available through many of my wholesale funding sources on owner occupied properties.  Rates and fees vary depending on your qualifications (debt ratios, credit scores, employment histories, cash reserves), your property qualifications (including property type,  loan-to-value, condition), impounds or not, and rate lock period required (shorter lock period have lower rates and fees). 

Please contact me for your no obligation analysis or your qualifications, property evaluation, and real program quotes.

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